Shared transaction data could reshape property finance execution

A move towards shared transaction visibility

Estate Agent Today reports that CentreMove is developing a digital platform intended to give agents, buyers, sellers, conveyancers and mortgage brokers a single, real-time view of a property transaction. Its proposed features include progress tracking, alerts, direct messaging and shared access to documents and property-specific information.

The concept addresses a familiar execution issue: different parties often work from separate information flows. A shared system could make outstanding actions easier to identify, but visibility alone will not resolve every cause of delay. The quality, completeness and interpretation of the information will remain critical.

Implications for developers

For developers selling completed units or other assets through conventional agency and conveyancing processes, earlier document preparation could improve exit management. Estate Agent Today says the platform is intended to hold legal documents, searches and supporting paperwork before an offer is accepted. It may also accommodate identity checks and a Land Registry review before listing or buyer contact.

If implemented effectively, this approach could expose missing information or title-related questions sooner. That would give a developer more time to address issues before they disrupt a live sale. A transaction tracker could also provide a clearer view of multiple disposals, helping teams identify where buyer, legal or mortgage actions remain outstanding.

There is nevertheless an important distinction between displaying progress and accelerating it. A dashboard cannot itself complete a search, satisfy a legal query or meet a lender requirement. Developers should therefore assess whether the platform supports accountable workflows rather than simply creating another channel to monitor.

Implications for property investors

The proposed buyer dashboard would cover surveys, title restrictions and other property-specific information. For investors, earlier access could support faster initial screening and help determine whether an acquisition merits further time and cost. It could also reduce repeated questions passing through agents and sellers.

However, access should not be confused with verification. Investors will still need the relevant professional parties to review documents, explain restrictions and establish whether an asset is suitable for the intended strategy. Direct messaging may improve communication, but clear records and defined responsibility will be essential where several parties rely on the same exchange.

What it could mean for finance execution

CentreMove's founders are seeking feedback from mortgage lenders and brokers as well as agents, buyers, sellers and conveyancers, according to Estate Agent Today. This engagement matters because a platform designed around the sales process will only assist finance execution if its information can be used efficiently by the parties responsible for lending and legal due diligence.

A shared view could reduce avoidable information chasing and make dependencies more visible. Brokers may be able to identify earlier when documents or third-party actions are holding up a case. Lenders could benefit from more orderly information exchange if the platform's records are complete, current and presented in an acceptable form.

It would not replace underwriting, valuation, legal review or lender-specific requirements. Nor would greater transparency ensure that a transaction completes. Its financing value will depend on adoption across the chain, robust permissions and a clear distinction between information that has been uploaded and information that has been independently reviewed.

Commercial model and adoption

Estate Agent Today reports that there is currently no charge other than expenses such as electronic identity checks and searches. CentreMove anticipates future set fees for buyers and sellers, fees for conveyancers, advertising income and revenue connected with supplier lists. Users will need to understand how those commercial arrangements influence recommendations and participation costs.

The product remains at an early stage, and its founders are inviting feedback. Before relying on a shared platform, market participants should examine:

• Who is responsible for the accuracy and currency of each record.

• How access permissions and direct communications are controlled.

• Whether documents can be integrated into existing legal and finance workflows.

• How incomplete, disputed or superseded information is identified.

• Whether enough parties in a transaction will use the platform consistently.

Our view

CentreMove reflects a wider practical objective identified in the Estate Agent Today report: assembling information earlier and sharing it more consistently. For developers and investors, the potential benefit is not digitisation for its own sake. It is earlier visibility of issues that may affect an acquisition, disposal or funding timetable. The platform's real test will be whether its shared view becomes a dependable part of transaction execution rather than an additional administrative layer.